What’s all the hype about Financial Independence?

If you are a stranger to the #DebtFreeCommunity, you have come to the right place. When we discovered the #DebtFreeCommunity, it was like heaven. You have all these like minded folks who are all about paying off their debt and they are adamant about doing so. They are all open and candid about their personal money journey, and they inspire other people who are looking to tackle all their debt […]

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Our Idea To Start A Sister, Sister Account

In 2012, we were working as tellers in a bank when we helped a customer that would change the way we would save for fun activities with each other as sisters going forward. This lady customer of ours would come in every month to make a deposit into a savings account that she shared with two other joint owners. One day out of curiosity, we asked what this particular account […]

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Is It Time To Take Your Career to the Next Level?

Is it time to take your career to the next level

Thinking about the time when we were little girls, we always had a vision of what we wanted to be when we got older. At the age of 5, Brittany wanted to be a doctor, and Ashley wanted to work at a Grocery Store . At the age of 10, Brittany wanted to be a talk show host, and Ashley wanted to be a Scientist. When we were 18, Brittany […]

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10 Financial Tips In Your 30’s

We don’t know about you, but in our twenties we spent our time trying to figure ourselves out within our career decisions and our finances (not even saying we were 100% successful at it). We focused on developing our skills, trying to figure out what we wanted and do not want in a career. College degrees, certifications, and getting some good experience was just the beginning for us to help […]

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Money Saving Tips for the Holidays| 12 Saving Hacks

Christmas is our absolute favorite time of the year. Something about this season screams “happiness, joy, gratitude, blessed,” and all the cheery words you can think of. The smell of chocolate chip cookies in the air mixed with the smell of fresh balsam gets us every time! Don’t forget the Temptations Christmas album playing in the background (our favorite holiday memory tradition is listening to the Temptations while decorating the […]

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Signs That It’s Time To Take Control Of Your Money

Signs That is Time to Take Control of Your Money

So many of us are aimlessly going through this life without a care in the world. We are “just going with the flow” and wherever life decides to take us, that’s where we’ll be. Imagine floating in a river, with a strong current just taking control of you. You have no control, but that current has a strong hold on you. That’s how it is when you’re money is taking […]

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6 Ways To Have An Effective Budget

6 Ways To Have An Effective Budget

When some people think of budgeting, they may associate a budget with being “restricted” with their expenditures. They believe they will not be able to enjoy the things they love anymore. Fear of not being able to eat out with a friend who stops by or buying their favorite designer clothes on the spur of the moment. This discourages people from even starting a budget. If only they realized that […]

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How to Kill Debt Fast in 7 Proven Ways

How to Kill Debt Fast in 6 Proven Ways

The average american is in over $15,000 in debt and that’s not including their student loans, car loans, or mortgage! Can you believe that?! Wow, that blows our mind. People tend to think that being in debt is the norm but let us tell you, it is not! It’s time to take these chains off from debt and it’s time to break free! Let’s stop living paycheck to paycheck and […]

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Money Lessons We Learned Throughout Our Years

Money Lessons We Learned Throughout the Years

Talking about money can be a difficult lesson in itself. Like we’ve been saying before, it’s a taboo to talk about money. From childhood to now, we learned quite a bit. From our money successes to our money failures, we want to be able to share openly about all the money lessons we experienced throughout our years. We still think it’s absolutely crazy how the education system does not teach […]

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The Top 10 Reasons Why You Are Broke

Have you ever sat back and wondered “Dang, why am I so broke?”. This question usually comes when you have $13.15 left in your bank account and payday is two days away. You may make income that others dream about, but at the end of the day you still live paycheck to paycheck. This is when you realize that even though you make a good, modest income, people still could […]

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